Flexible Furniture Financing Options — 0% APR Finance
Get the furniture you want now and pay later with Sofatime's flexible financing options. Transform your home with quality sofas and chairs, hassle-free. Learn more today!
Sofas on finance with 0% APR options
Up to 48 months 0% APR representative interest free finance.
Spread the cost with our interest free finance available online and in store.
Our simple finance options allow you to spread the cost of your purchase over 6, 10, 20, 30, 36 or 48 months.
All you need to do is:
- Spend a minimum £250
- Available with no deposit or options of 10%, 15% or 20% available
- Minimum finance amount after deposit £250
These 6 simple finance options help you spread the cost of your purchases
- 6 months interest free finance on orders of £250 and above
- 10 months interest free finance on orders of £250 and above
- 20 months interest free finance on orders of £250 and above
- 30 months interest free finance on orders of £250 and above
- 36 months interest free finance on orders of £3,000 and above
- 48 months interest free finance on orders of £3,000 and above
The table below shows you how much the monthly repayments will be based on the total order value.
| Order | Value | Term (Months) | Deposit (10%) | Monthly Payments |
| £350 | 6 | £35 | £52.50 | |
| £700 | 10 | £70 | £63.00 | |
| £1,200 | 36 | £120 | £30.00 | |
| £2,000 | 48 | £200 | £37.50 |
If you require any further information about finance please call 028 9050 8300
Who provides the finance when buying a sofa on Finance?
Hometime Group Limited t/a Sofatime is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 725324. Hometime Group Limited offers credit products from Novuna, a trading style of Mitsubishi HC Capital UK PLC. Authorised and regulated by the Financial Conduct Authority. Credit is provided subject to affordability, age and status. Minimum spend applies. Hometime Group Limited (trading as Sofatime) 6-16 Duncrue Crescent, Belfast, Antrim, BT3 9B - Company number NI619108.
Terms and conditions
- 0% APR representative available
- Credit is provided subject to affordability, age and status. Minimum spend applies.
- Finance is only provided for purchases between £250 and £15,000
- Goods can only be sent to address on finance application
Faulty goods rights
Under the Consumer Rights Act you have a legal right to reject goods that are of unsatisfactory quality, unfit for purpose or not as described, and get a full refund - as long as you do this quickly. This right is limited to 30 days from the date you buy your product.
Complaints information
If you are not entirely happy with your recent experience, please raise a complaint by contacting our Customer Service Team on customer.care@hometime.co.uk or call us on 028 9050 8300.
We aim to resolve your complaint as quickly as possible and if we are able to resolve your complaint within 24 hours, we will send you a final response detailing our resolution. If we are unable to provide you with a final response at 7 working days, we will send you a letter explaining the reason for delay and when we expect to issue you with a final response.
Financial Ombudsman Service
If you are dissatisfied with our response and your agreement is regulated by the Financial Conduct Authority, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge, but you must do so within six months of the date of the final response or 8 week holding letter. Further information and contact details can be found on www.financial-ombudsman.org.uk.