Flexible Furniture Financing Options — 0% APR Finance

Get the furniture you want now and pay later with Sofatime's flexible financing options. Transform your home with quality sofas and chairs, hassle-free. Learn more today!

Sofas on finance with 0% APR options

At Sofatime, we want to make it easier for everyone to find their perfect sofa. You shouldn’t have to wait around for a comfy sofa.

That’s why we offer sofas on finance, with 0% APR and a variety of payment paths to choose from that suit your budget best.

You can order today and spread the cost with interest-FREE finance on purchases with a minimum order value of £500 (Finance subject to acceptance).

The price you see is the price you pay. There are no hidden charges, and you should have no issue spreading the cost into manageable payments with monthly costs that suit every budget.

Applying for a sofa on finance

We hate the idea of having to jump through hoops to apply for finance.

That’s why we work with providers who streamline the application process and make it easy to get the likes of a corner or recliner sofa on finance.

Sofatime customers can choose from 6,10,20,30 & 36 (36 Months available with Creation Finance) month plans.

You’ll then be asked the following details:

  • Email address & contact number
  • Home address & mortgage / rent details
  • Employment details
  • Bank details, including sort code and account number

The application will then ask you to complete a brief security check to confirm your identity and that’s it. The checks will take place, and once accepted, you’ll receive a confirmation email.

Who can apply for a sofa on finance?

You will be able to apply for interest-free finance on a new sofa when you meet the following conditions

  • You are 18 years of age or over
  • You have lived in the UK for at least 36 months
  • Your purchase will be delivered to your home address

If you have any questions about on finance, please get in touch.

Who provides the finance when buying a sofa on Finance?

When applying, your interest-free finance agreement is provided on behalf of Hometime Group Limited (trading as Sofatime) 6-16 Duncrue Crescent, Belfast, Antrim, BT3 9B - Company number NI619108.

Authorised and regulated by the Financial Conduct Authority - Registration number 725324.

Hometime Group Limited act as a credit broker, not the lender and only offer credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Applications are subject to status and not all credit products offered are regulated by the Financial Conduct Authority.

Terms and conditions

  • 0% APR representative available
  • Finance is subject to application and status
  • Hometime Group Limited acts as a credit broker and not the lender
  • V12 Consumer Finance Limited acts as the lender
  • Finance is subject to application and status
  • Finance is only provided for purchases between £500 and £15000
  • Hometime Group Ltd act as a credit intermediary.